:root{
  --bg:#ffffff; --panel:#f4f6f8; --panel2:#eef2f5; --line:#e1e6eb; --ink:#16202a; --ink2:#46525e; --mute:#6b7682;
  --accent:#2e6e8a; --accent-d:#235a72; --accent-l:#e7f1f5; --brand:#43809a; --good:#2f7d4f; --bad:#b4413a;
  --radius:12px; --head-h:64px; --shadow:0 1px 2px rgba(16,24,40,.05),0 4px 14px rgba(16,24,40,.06);
  --fh:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",sans-serif; --fb:"Source Sans 3",system-ui,-apple-system,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}
html{scroll-padding-top:16px;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:400 18px/1.65 var(--fb)}
img,svg{max-width:100%}
a{color:var(--accent);text-underline-offset:2px}
a:hover{color:var(--accent-d)}
h1,h2,h3,h4{font-family:var(--fh);line-height:1.25;color:var(--ink);letter-spacing:-.01em}
h1{font-size:clamp(1.75rem,4vw,2.6rem);font-weight:800;margin:.2em 0 .35em}
h2{font-size:clamp(1.35rem,2.6vw,1.75rem);font-weight:700;margin:2em 0 .6em}
h3{font-size:1.2rem;font-weight:700;margin:1.6em 0 .5em}
h4{font-size:1.05rem;margin:1.3em 0 .4em}
.wrap{max-width:1160px;margin:0 auto;padding:0 16px}
.narrow{max-width:800px}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:8px;z-index:100;background:#fff;padding:8px 12px}

/* header (scrolls away with the page) */
.site-header{position:relative;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.header-row{display:flex;align-items:center;gap:18px;min-height:var(--head-h)}
.brand{display:flex;align-items:center;gap:9px;flex:none;text-decoration:none;color:var(--ink);font:800 1.06rem/1.2 var(--fh);min-width:0}
.brand .logo-mark{width:28px;height:28px;color:var(--brand);flex:none}
.brand-text{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.main-nav{margin-left:auto}
.main-nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px}
.main-nav a{display:block;white-space:nowrap;padding:8px 10px;border-radius:8px;text-decoration:none;color:var(--ink2);font:600 .95rem var(--fh)}
.main-nav a:hover{background:var(--panel);color:var(--ink)}
.btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;gap:8px;border-radius:10px;padding:13px 22px;font:700 1rem/1.2 var(--fh);text-decoration:none;cursor:pointer;border:0}
.btn-cta{background:var(--accent);color:#fff;box-shadow:0 2px 0 var(--accent-d)}
.btn-cta:hover{background:var(--accent-d);color:#fff}
.btn-ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}
.btn-ghost:hover{border-color:var(--accent);color:var(--accent)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;width:42px;height:40px;padding:9px;cursor:pointer;flex:none}
.nav-toggle span{display:block;height:2px;background:var(--ink);margin:4px 0;border-radius:2px}
@media (max-width:900px){
  .nav-toggle{display:block}
  .main-nav{position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);display:none;margin:0}
  .main-nav.open{display:block}
  .main-nav ul{flex-direction:column;padding:8px 16px 14px}
  .main-nav a{padding:12px 8px;font-size:1.02rem}
  .nav-toggle{margin-left:auto}
}
@media (max-width:560px){
  :root{--head-h:58px}
  .header-row{gap:10px}
  .brand{font-size:.95rem}.brand .logo-mark{width:28px;height:28px}
  .nav-toggle{width:38px;height:38px;padding:8px}
}

/* breadcrumbs + hero */
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:16px 0 0;padding:0;font-size:.9rem;color:var(--mute)}
.crumbs li+li:before{content:"›";margin-right:6px;color:#a8b1ba}
.crumbs a{color:var(--mute);text-decoration:none}.crumbs a:hover{color:var(--accent)}
.hero{text-align:center;padding:22px 0 30px;border-bottom:1px solid var(--line);background:linear-gradient(180deg,#fff, var(--panel) )}
.hero h1{max-width:900px;margin-left:auto;margin-right:auto}
.byline{color:var(--mute);font-size:.92rem;margin:0 0 14px}
.hero-line{font-size:1.15rem;color:var(--ink2);margin:6px auto 0;max-width:720px}
.cta-hero{margin-top:50px}
.hero-hub{padding-bottom:26px}
.hero-home{padding:56px 0 50px}
.eyebrow{font:700 .85rem var(--fh);text-transform:uppercase;letter-spacing:.08em;color:var(--accent);margin:0}
.hero-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:28px}

/* layout */
.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:44px;align-items:start;padding-top:12px}
@media (max-width:980px){.layout{grid-template-columns:1fr}}
.content{min-width:0}
.content p,.content li{color:#22303c}
.content ul,.content ol{padding-left:1.3em}
.content li{margin:.3em 0}
.sidebar{padding-top:34px;align-self:stretch}
@media (min-width:981px) and (min-height:620px){.side-sticky{position:sticky;top:20px}}
.side-box.side-offer{background:#fff;border:2px solid var(--accent);box-shadow:var(--shadow)}
.side-box{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:20px;margin-bottom:20px}
.side-box p{font-size:.97rem;margin:.4em 0 1em}
.side-box .btn{width:100%}
.side-h{font:700 1.05rem var(--fh)!important;color:var(--ink)!important;margin:0 0 .3em!important}
.side-list ul{list-style:none;padding:0;margin:0}.side-list li{border-top:1px solid var(--line)}
.side-list a{display:block;padding:9px 0;text-decoration:none;font-size:.97rem}

/* components */
.cta-wrap{text-align:center;margin:28px 0}
.toc{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:14px 20px;margin:26px 0}
.toc summary{font:700 1rem var(--fh);cursor:pointer}
.toc ol{margin:.6em 0 .2em;columns:2;column-gap:28px;font-size:.97rem}
.toc li{break-inside:avoid}
@media (max-width:640px){.toc ol{columns:1}}
.table-wrap{overflow-x:auto;margin:22px 0;border:1px solid var(--line);border-radius:var(--radius)}
table{border-collapse:collapse;width:100%;font-size:.96rem;background:#fff}
th,td{padding:11px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{background:var(--panel2);font:700 .93rem var(--fh);color:var(--ink)}
tr:last-child td{border-bottom:0}
tbody tr:nth-child(even) td{background:#fafbfc}
.offer-box{display:flex;gap:20px;align-items:center;justify-content:space-between;background:var(--accent-l);border:1px solid #cfe2ea;border-radius:var(--radius);padding:20px 22px;margin:30px 0}
.offer-box p{margin:.2em 0}.offer-title{font:800 1.12rem var(--fh);color:var(--ink)!important}
.offer-box .btn{flex:none}
@media (max-width:640px){.offer-box{flex-direction:column;align-items:stretch;text-align:center}}
.chart{margin:26px 0;padding:18px 20px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
.chart figcaption{font:700 1rem var(--fh);margin-bottom:12px}
.bar{display:grid;grid-template-columns:minmax(90px,170px) 1fr 76px;gap:12px;align-items:center;margin:9px 0;font-size:.95rem}
.bar-track{background:var(--panel2);border-radius:6px;height:16px;overflow:hidden}
.bar-fill{display:block;height:100%;background:linear-gradient(90deg,var(--brand),var(--accent));border-radius:6px}
.bar-val{font:700 .95rem var(--fh);text-align:right}
.chart-note{font-size:.86rem;color:var(--mute);margin:10px 0 0}
@media (max-width:560px){.bar{grid-template-columns:1fr 64px}.bar-label{grid-column:1/-1;margin-bottom:-6px}}
.steps{margin:26px 0;padding:18px 20px;border:1px solid var(--line);border-radius:var(--radius);background:var(--panel)}
.steps figcaption{font:700 1rem var(--fh);margin-bottom:10px}
.steps ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.steps li{flex:1 1 150px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px;display:flex;gap:10px;align-items:flex-start;margin:0;position:relative}
.step-n{flex:none;width:26px;height:26px;border-radius:50%;background:var(--accent);color:#fff;font:700 .85rem/26px var(--fh);text-align:center}
.step-t{font-size:.95rem;line-height:1.4}
.callout{border-left:4px solid var(--accent);background:var(--accent-l);border-radius:0 var(--radius) var(--radius) 0;padding:14px 18px;margin:24px 0}
.callout p{margin:.25em 0}.callout-label{font:800 .82rem var(--fh);text-transform:uppercase;letter-spacing:.06em;color:var(--accent-d)!important}
.callout-warn{border-color:#c98a1b;background:#fdf6e9}.callout-warn .callout-label{color:#8a5a06!important}
.proscons{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:24px 0}
@media (max-width:640px){.proscons{grid-template-columns:1fr}}
.proscons>div{border:1px solid var(--line);border-radius:var(--radius);padding:14px 18px;background:#fff}
.pc-h{font:800 1rem var(--fh);margin:.2em 0 .4em}
.pros .pc-h{color:var(--good)}.cons .pc-h{color:var(--bad)}
.proscons ul{list-style:none;padding:0;margin:0}
.proscons li{display:flex;gap:8px;font-size:.97rem}
.proscons svg{width:18px;height:18px;flex:none;margin-top:4px}
.pros svg{fill:var(--good)}.cons svg{fill:var(--bad)}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px;margin:24px 0}
.fact{background:var(--panel);border:1px solid var(--line);border-radius:10px;padding:12px 14px;display:flex;flex-direction:column}
.fact-k{font:700 .78rem var(--fh);text-transform:uppercase;letter-spacing:.05em;color:var(--mute)}
.fact-v{font:700 1.02rem var(--fh);color:var(--ink);margin-top:2px}
.faq-item{border:1px solid var(--line);border-radius:10px;margin:10px 0;background:#fff}
.faq-item summary{cursor:pointer;padding:14px 18px;list-style:none;position:relative;padding-right:44px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary:after{content:"+";position:absolute;right:18px;top:12px;font:700 1.3rem var(--fh);color:var(--accent)}
.faq-item[open] summary:after{content:"–"}
.faq-item h3{margin:0;font-size:1.05rem}
.faq-a{padding:0 18px 8px}
.end-cta{text-align:center;background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;margin:40px 0 10px}
.end-cta h2{margin-top:0}
.picks{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:30px 0 4px;text-align:left}
@media (max-width:860px){.picks{grid-template-columns:1fr}}
.pick{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;display:flex;flex-direction:column;box-shadow:var(--shadow)}
.pick-top{border:2px solid var(--accent)}
.pick-rank{font:800 .8rem var(--fh);text-transform:uppercase;letter-spacing:.06em;color:var(--accent)}
.pick-name{font:800 1.25rem var(--fh);margin:.2em 0}.pick-price{color:var(--ink2);font-weight:600;margin:0}
.pick-blurb{font-size:.96rem;color:var(--ink2);flex:1}

/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px}
.cards-lg{grid-template-columns:repeat(auto-fill,minmax(290px,1fr))}
.card{display:flex;flex-direction:column;gap:6px;border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px;text-decoration:none;background:#fff;transition:border-color .15s,box-shadow .15s}
.card:hover{border-color:#b9cdd7;box-shadow:var(--shadow)}
.card-hub{font:700 .76rem var(--fh);text-transform:uppercase;letter-spacing:.06em;color:var(--accent)}
.card-t{font:700 1.04rem/1.35 var(--fh);color:var(--ink)}
.card-d{font-size:.94rem;color:var(--ink2);line-height:1.5}
.related{margin:34px 0 10px}.related h2{margin-top:0}
.home-sec{margin:44px 0}.home-sec h2{margin:0 0 16px}
.hub-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:14px}
.hub-tile{display:flex;flex-direction:column;gap:6px;padding:20px;border-radius:var(--radius);background:var(--panel);border:1px solid var(--line);text-decoration:none}
.hub-tile:hover{border-color:var(--accent)}
.hub-t{font:800 1.08rem var(--fh);color:var(--ink)}.hub-d{font-size:.95rem;color:var(--ink2)}.hub-n{font:700 .85rem var(--fh);color:var(--accent)}
.home-about{max-width:820px}

/* footer */
.site-footer{margin-top:60px;background:var(--panel);border-top:1px solid var(--line);padding:40px 0 24px;font-size:.95rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
@media (max-width:760px){.footer-grid{grid-template-columns:1fr}}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:6px 0}
.site-footer a{color:var(--ink2);text-decoration:none}.site-footer a:hover{color:var(--accent)}
.foot-h{font:800 .85rem var(--fh);text-transform:uppercase;letter-spacing:.07em;color:var(--ink);margin:0 0 8px}
.foot-about{color:var(--ink2);max-width:360px}
.foot-legal{border-top:1px solid var(--line);margin-top:26px;padding-top:16px;color:var(--mute);font-size:.88rem}
.disclosure{color:var(--ink2)}

/* popup */
.pop[hidden]{display:none}
.pop{position:fixed;inset:0;z-index:200;display:flex;align-items:center;justify-content:center;padding:16px}
.pop-back{position:absolute;inset:0;background:rgba(14,22,30,.55)}
.pop-card{position:relative;background:#fff;border-radius:16px;max-width:440px;width:100%;padding:30px 26px 20px;text-align:center;box-shadow:0 20px 60px rgba(0,0,0,.25);outline:none}
.pop-card:before{content:"";display:block;width:54px;height:54px;margin:0 auto 10px;background:var(--accent-l) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 32 32'%3E%3Cpath d='M6 8h20l-8 9v7l-4 2v-9z' fill='%2343809A'/%3E%3C/svg%3E") center/32px no-repeat;border-radius:50%}
.pop-x{position:absolute;top:8px;right:10px;background:none;border:0;font-size:1.8rem;line-height:1;cursor:pointer;color:var(--mute);width:40px;height:40px;border-radius:8px}
.pop-x:hover{background:var(--panel)}
.pop-kicker{font:800 .8rem var(--fh);text-transform:uppercase;letter-spacing:.08em;color:var(--accent);margin:0}
.pop-title{font:800 1.4rem/1.25 var(--fh);margin:.3em 0}
.pop-card p{color:var(--ink2)}
.pop-go{width:100%;margin-top:8px}
.pop-stay{background:none;border:0;color:var(--mute);font:600 .95rem var(--fb);margin-top:10px;cursor:pointer;padding:8px;text-decoration:underline}
body.pop-open{overflow:hidden}
:focus-visible{outline:3px solid #8cc0d6;outline-offset:2px}
.btn-alt{background:#fff;color:var(--accent);border:2px solid var(--accent)}
.btn-alt:hover{background:var(--accent-l);color:var(--accent-d)}
.choice-ctas{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin:22px 0}

/* images */
.feat{margin:26px 0 8px}
.feat img,.split-img img,.card-img img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;background:var(--panel)}
.feat img{border-radius:var(--radius)}
.card-img{display:block;margin:-16px -18px 6px;border-radius:var(--radius) var(--radius) 0 0;overflow:hidden}
.hub-tile .card-img{margin:-20px -20px 8px}
.hub-tile{overflow:hidden;background:#fff}
.hero-split{text-align:left}
.split{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:40px;align-items:center}
.split-img img{border-radius:16px;box-shadow:0 12px 34px rgba(16,24,40,.12)}
.hero-split h1{margin-left:0}.hero-split .hero-line{margin-left:0}.hero-split .hero-btns{justify-content:flex-start}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:22px}.hero-split{text-align:center}.hero-split .hero-btns{justify-content:center}.hero-split .hero-line{margin-left:auto}}
.hero-home{padding:44px 0 46px}

/* mobile offer ribbon (desktop uses the sticky sidebar box) */
.ribbon{display:none}
@media (max-width:980px){
  .ribbon{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;gap:8px;align-items:center;padding:8px 10px calc(8px + env(safe-area-inset-bottom));background:rgba(255,255,255,.98);border-top:1px solid var(--line);box-shadow:0 -4px 16px rgba(16,24,40,.08)}
  .ribbon-go{flex:1;padding:12px 14px;font-size:.95rem}
  .ribbon-x{flex:none;width:40px;height:40px;border:1px solid var(--line);border-radius:8px;background:#fff;font-size:1.5rem;line-height:1;color:var(--mute);cursor:pointer}
  body{padding-bottom:72px}
  .rb-off .ribbon{display:none}.rb-off body{padding-bottom:0}
  body.pop-open .ribbon{display:none}
}
.hero-hub + .wrap > .cards{margin-top:30px}

/* menu dropdowns */
.has-sub{position:relative;display:flex;align-items:center}
.sub-toggle{background:none;border:0;width:22px;height:34px;margin-left:-6px;cursor:pointer;border-radius:6px;display:flex;align-items:center;justify-content:center}
.sub-toggle:before{content:"";border:5px solid transparent;border-top-color:var(--ink2);margin-top:5px}
.main-nav .sub{display:none;position:absolute;top:100%;left:0;min-width:210px;flex-direction:column;gap:0;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);padding:6px;z-index:70}
.has-sub:hover .sub,.has-sub:focus-within .sub,.has-sub.open .sub{display:flex}
.sec-intro{color:var(--ink2);margin:-6px 0 16px;max-width:760px}
.sec-more{margin:14px 0 0;font:700 .95rem var(--fh)}.sec-more a{text-decoration:none}
@media (max-width:900px){
  .has-sub{display:block}
  .sub-toggle{display:none}
  .main-nav .sub{display:flex;position:static;border:0;box-shadow:none;padding:0 0 4px 16px;min-width:0}
  .main-nav .sub a{font-size:.97rem;padding:9px 8px;color:var(--mute)}
}

/* site search (header button + dialog) */
.search-btn{display:inline-flex;align-items:center;gap:7px;background:var(--panel);border:1px solid var(--line);border-radius:10px;height:42px;padding:0 14px;cursor:pointer;color:var(--ink);font:600 .95rem/1 var(--fh);flex:none}
.search-btn:hover{border-color:var(--accent);color:var(--accent)}
.search-btn svg{width:19px;height:19px}
@media (max-width:900px){.search-btn{width:42px;padding:0;justify-content:center;margin-left:auto}.search-btn span{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}.nav-toggle{margin-left:0}}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.search-open,.search-open body{overflow:hidden}
.search-open .ribbon{display:none}
.search-dlg{position:fixed;inset:0;z-index:220;background:rgba(14,22,30,.5);display:flex;justify-content:center;align-items:flex-start;padding:8vh 16px 16px}
.search-dlg[hidden]{display:none}
.search-panel{background:#fff;width:100%;max-width:40rem;border-radius:14px;box-shadow:0 20px 50px rgba(14,22,30,.25);display:flex;flex-direction:column;max-height:80vh;overflow:hidden}
.search-top{display:flex;align-items:center;gap:8px;padding:12px;border-bottom:1px solid var(--line)}
.search-top input{flex:1;min-width:0;font:400 1.1rem/1.3 var(--fb);padding:11px 13px;border:1px solid var(--line);border-radius:10px;color:var(--ink)}
.search-top input:focus{outline:2px solid var(--accent);outline-offset:0;border-color:var(--accent)}
.search-top input::-webkit-search-cancel-button{-webkit-appearance:none;display:none}
.search-close{background:none;border:0;font-size:1.9rem;line-height:1;width:42px;height:42px;cursor:pointer;color:var(--mute);border-radius:8px}
.search-close:hover{background:var(--panel);color:var(--ink)}
.search-status{margin:0;padding:10px 16px;font-size:.92rem;color:var(--mute)}
.search-results{list-style:none;margin:0;padding:0 8px 10px;overflow-y:auto}
.search-results a{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:10px;border-radius:8px;text-decoration:none;color:var(--ink)}
.search-results a:hover,.search-results a:focus{background:var(--accent-l);color:var(--accent-d)}
.search-results strong{font-weight:600}
.search-results span{font-size:.85rem;color:var(--mute);white-space:nowrap}
@media (max-width:520px){.search-dlg{padding:12px}.search-panel{max-height:88vh}.search-results span{display:none}}

/* homepage goal cards */
.goals{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
@media (max-width:980px){.goals{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.goals{grid-template-columns:1fr}}
.goal{display:flex;flex-direction:column;gap:8px;padding:20px;border:1px solid var(--line);border-radius:var(--radius);background:var(--panel);text-decoration:none;transition:border-color .15s,box-shadow .15s}
.goal:hover{border-color:var(--accent);box-shadow:var(--shadow)}
.goal-t{font:800 1.05rem/1.3 var(--fh);color:var(--ink)}
.goal-d{font-size:.95rem;color:var(--ink2);flex:1}
.goal-l{font:700 .92rem var(--fh);color:var(--accent)}
.btn-primary{background:var(--accent);color:#fff;box-shadow:0 2px 0 var(--accent-d)}.btn-primary:hover{background:var(--accent-d);color:#fff}

/* in-body photos (placed right after selected H2s) */
.inline-img{margin:6px 0 22px}
.inline-img img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius);background:var(--panel)}